You've worked hard for everything you have. Don’t you want to have a say in what happens to your property once you’re gone? This is especially important if you have children, special needs heirs, or an unconventional family arrangement. You can accomplish this through documents such as a will, or a will combined with a trust. There may come a time that you suffer from a severe illness or injury or become physically or mentally disabled. There are estate planning tools that allow you to decide who can make certain financial and medical decisions if and when you are no longer able to make them for yourself. They also make it easier for the person you charge with making such decisions to carry out your wishes. These tools include the durable power of attorney, medical power of attorney, directive to physicians, HIPAA release and designation of guardian. Or your goal may be probate avoidance. This can be accomplished with other tools such as beneficiary designations, payable on death provisions, and transfer on death deeds to name a few. You have the right to determine what happens to you and your property. Exercise that right.